Terms and Conditions

  1. The program applies to eligible new 2010, 2011 and 2012 model year vehicles only;

  2. The program is currently available only to residents of the States of Oregon and Washington, regardless of where the vehicles are purchased or leased; a participant must have a valid driver's license;

  3. The program is not available to purchasers/lessees who: (i) use a GM Fleet Account Number to purchase a vehicle; (ii) transport goods or people for a fee, (iii) use the vehicle in a commercial fleet; or (iv) allow the vehicle to be driven by the purchaser/lessee's employees;

  4. The policy limits applicable to the insurance coverage and deductibles from MetLife Auto & Home are as follows. Questions should be directed to MetLife Auto & Home;

    Standard Liability Coverage Package:
    Bodily Injury and Property Damage Liability $100,000/$300,000/$50,000
    Personal Injury Protection - Oregon Only $15,000 per person
    Personal Injury Protection - Washington Only $10,000 per person
    Uninsured/Underinsured Motorist - Oregon Only $100,000/$300,000/$50,000
    Underinsured Motorists - Washington Only $100,000/$300,000/$50,000
    Standard Physical Damage Coverage Package:
    Comprehensive (Other than Collision) $500 Deductible
    Collision $500 Deductible

  5. The program may be discontinued at any time, however, the insurance provided under the program, once an eligible vehicle has been delivered, may not be terminated by GM;

  6. Customers may be asked to provide personal information to MetLife Auto & Home, in order to enable it to rate their policies, so it can dispatch a bill to the auto manufacturer. MetLife Auto & Home may use information provided by Consumer Reporting Agencies, such as credit, driving record and claim history. This information gathering process does not impact the customer's eligibility for the program, as coverage is issued to all eligible purchasers of qualifying automobiles who are licensed residents of Oregon or Washington;

  7. The customer may refuse the insurance, but he/she may not refuse the insurance and receive a credit against the cost of the vehicle equal to the cost of the insurance;

  8. Eligible customers will be offered replacement policies at the end of one year at a premium to be determined by the insurer, but it is each customer's responsibility to obtain replacement coverage at the end of the policy term. The insurance policies will not be automatically renewed or replaced;

  9. Coverage is not guaranteed to be issued by any particular carrier after the program policy term, or at any particular premium;

  10. The customer will have to pay the cost of insurance beyond the first year;

  11. The insurance is provided by Metropolitan Property and Casualty Insurance Company, or one of its affiliates (collectively operating as "MetLife Auto & Home®"): Economy Fire & Casualty Company, Economy Preferred Insurance Company, Economy Premier Assurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI) Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates and discounts are available in most states to those who qualify;

  12. The terms and conditions of the coverage provided are specified in the policy and all applicable endorsements, which prevail over any advertised description of the program of the insurance provided thereunder;

  13. Customers must take retail delivery of an eligible vehicle from 7/6/11 - 9/6/11; and

  14. In the state of Washington, if the vehicle is replaced for any reason, credit for any unearned premium cannot be transferred to the replacement vehicle.